POST-RETIREMENT LIFE STYLES OF SOME NIGERIANS AND THE COUNSELLING IMPLICATIONS

 
CHAPTER ONE
Introduction
post - retirement  is an integral part of a worker’s life. It is regarded as an important stage in human development the world over. People who plan their post - retirement  well in advance adjust well to post - retirement , and they are likely to go through it as a honeymoon phase in which they are quite active or may go through an R and R (Rest and Relaxation) phase of recuperating from stress and strains of employment (Odu, 1998 & Dada & Idowu, 2010).
 
According to Belsky (1990) post - retirement  is a transition from the world of work into a world of less rigorous work activity and rest, especially in respect of post - retirement  due to old age or long years of service. In Nigeria, no officer in the public service shall be allowed to remain in service after attaining the post - retirement  age of sixty years or thirty five years pensionable service whichever is earlier (Federal Republic Nigeria, 2008). However, some post - retirement s have not been due to old age or long service, but to a cut down in expenses in the public and private sectors of the economy as well as political factors (Adeoye and Legbara, 1997).
 
There are thousands of Nigerians who retire everyday. Workers, especially those on the verge of post - retirement  have many concerns. The challenges and prospects of an enjoyable post - retirement  are different for each and every person. post - retirement  anxiety affects millions of Nigerians every year. Concerns like: What will I do with my time? Who am I that I am longer a physician (or teacher or manger)? Do I have enough money or financial security to continue to live on when I post - retired? Have I saved enough? Will my spending have to be drastically curtained? Can I count in my national health insurance providers for Medicare? Can I count on my pension administrator or government for payment of my gratuity and pension?
 
Workers are not left out of this crossroads and puzzles. Their pay at the end of the month hardly takes them home. They have families to fend and provide for. Their wives and children must eat in order to live. Their children need to go to school and be well educated in order to be well off in life. They need houses of their own. These workers who are still in service are part of the larger society who read, see and watch on the pages of newspapers and in television respectively news of pensioners dying on the queue while waiting to be screened for payment of gratuity and pension; of other retirees waiting for over two years for their pension and gratuity to be processed; fraud by government officials and pension administrators; Pensioners being owed over two years of pension arrears and pensioners threats of committing suicide. Post-post - retirement  Life Styles A case in point is the recent threat by Mr. Amadi Dennis, who post - retired from Edo State Civil Service, who threatened to commit suicide on the 14th of February, 2014 because of government refusal to